Wealth and Equipment




Wealth and Equipment

All items are listed in USD ($) prices. To buy a fantasy item that is listed in gold pieces; count one USD to be equivalent to one silver piece. This isn’t a perfect conversion, but a simple way to easily convert fantasy to a modern currency system.

Example: If a player wishes to buy a javelin of lightning, the fantasy cost is: 1500 gp, the modern cost is $15,000

Exchange Value cp sp gp pp
Copper piece (cp) 1 1/10 1/100 1/1,000
Silver piece (sp) 10 1 1/10 1/100
Gold piece (gp) 100 10 1 1/10
Platinum piece (pp) 1,000 100  10 1
USD ($) 10 1 1/10 1/100

Starting Wealth

A character’s starting wealth is $100. In addition, for each rank (including any bonus) in any Profession skill, the character rolls 1d6 x $100. This is to be used as the character’s spending money at character creation.

Example: A character took the trait “Emergency Services” with a +2 bonus to his Profession skill of his choice and the class skill Profession (firefighter). This gives a total Wealth roll bonus of +6 (+1 rank in Profession (firefighter) +3 class skill bonus +2 Emergency Services trait bonus).” If Skill Focus (Profession (firefighter) is also taken, he has a total +9 Wealth Roll bonus. At 5th level he gains a +1 wealth bonus for a total of +10

Profession Wealth

At the end of each adventure, the character can make one “Day Job” check based on his Profession skill for additional funds.

Profession Skill DC USD Award
5 $100
10 $500
15 $1,000
20 $2,000
25 $5,000
30 $7,000
35 $10,000
40 $15,000

Optional: If you wish to use the old MSRD Wealth system, your ranks and bonuses in a Profession skill are equivalent to your MSRD Wealth Bonus.

A quick and rough conversion for a Wealth DC based on gold pieces is:

DC is 10 + 1 per 1000 gp (round up)

Example: a javelin of lightning is 1500 gp, so the DC would be 12.

Fame and Items Purchased

A character can use his fame and prestige to purchase difficult or restricted items that only his faction would be able to acquire. These are training, services and/or gear not normally available for sale to the general public. The character will still need the cash to purchase the item, the minimum Fame score and spend the Prestige Points cost (usually 1 or 2 points).

Fame Maximum Item USD Cost
5 5,000
9 15,000
13 30,000
18 52,000
22 80,000
27 117,000
31 165,000
36 230,000
40 310,000
45 410,000
49 540,000
54 700,000
58 925,000
63 1,200,000
67 1,575,000
72 2,050,000
76 2,650,000
81 3,425,000
85 4,400,000
90 5,650,000
94 6,800,000
99 8,000,000